How to Obtain a Florida MLO License--Florida Real Estate School

Florida Real Estate School

MLO Licensing Requirements

Step-by-Step Licensing Guide

Applicants for the Mortgage Loan Originator License (MLO), must complete these steps:

How to Obtain your MLO License

Step 1: Obtain your Unique Identification Number with NMLS

Creating an account with NMLS (Nationwide Mortgage Licensing System) only takes a few minutes. After creating your account, NMLS will notify you by email with your Unique Identification Number. Click below to do this now.

Create my NMLS Account

Step 2: Complete the 20 Hour SAFE Comprehensive Course

The 20 Hour SAFE Comprehensive Course is the required pre-licensing education for Mortgage Loan Originators as mandated by the 2008 SAFE Act. Classes are available in Fort Myers and Naples. Click below to view our course information.

View Course Schedule

Step 3. Pass the SAFE Act Tests

You are required to take and pass the SAFE Act Tests – the National Component with Uniform State Test (UST) and the State Specific Component for each state you wish to originate in. Our recommendation is to complete the State Specific Component first and then the National Component. Scores of 75% or better are required to pass the SAFE Act tests.

• TEST ENROLLMENT: First you must create a TEST ENROLLMENT on the NMLS website. You will pay a $110 fee for the National Test with Uniform State Test (UST) and a $69 fee for the State Specific Test upon the enrollment. Creating the enrollment is what will give you permission to schedule the test.

How To Pay For A Test Enrollment

• SCHEDULE YOUR TESTS: **You must pay for the tests in the step above BEFORE you can schedule a test date.** The tests are given by Prometric Testing Centers, and they have centers located throughout the state of Florida and across the country. In Southwest Florida, the nearest facility is located at 4315 Metro Parkway Suite 120 - Fort Myers, FL 33916

Schedule Test

Do you already have your MLO license in another state and just need to prepare for the Florida Component Test?

View our Florida Specific Exam Preparation Courses and Products.

Step 4: Application 

*Complete after you've attended the 20 Hour Course and passed the National and Florida exams*

• SUBMIT THE MU4 APPLICATION: Loan Originator applicants must submit the "Uniform Individual Mortgage License/Registration & Consent Form," also known as the MU4 APPLICATION on the NMLS website.

Florida Real Estate School

How To Submit MU4 Application 

• FEES: You must pay a $195 nonrefundable application fee, a $20nonrefundable Mortgage Guaranty Trust Fund fee and a $60 NMLS processing fee when you apply. 

• CREDIT REPORT: You are required to authorize a credit report with the submission of your MU4 Application. The cost of the credit report is $15.

How To Submit Credit Report

• FINGERPRINTS and CRIMINAL BACKGROUND CHECK: You are required to have your fingerprints scanned electronically at an NMLS-authorized fingerprint vendor for an FBI Criminal Background Check (CBC) with the submission of your MU4 Application. The cost of the CBC is $39.

How To Submit Criminal Background Check

If you are obtaining your MLO License in Florida, you must also have your fingerprints scanned electronically at a Florida Department of Law Enforcement (FDLE) location. We recommend using PearsonVUE. The cost of the FDLE fingerprint is $33.

You may make an FDLE fingerprint reservation by calling PearsonVUE at1.877.238.8232.

Step 5: View your Application Status

Criminal Background Check Status

During your license approval process, you can view the status of an existing Criminal Background Check (CBC) request or retrieve a copy of your CBC Certificate.

How To View Criminal Background Check Status

Application Status

You may view the status of your MU4 Application and review any deficiencies that your state regulator has set. A deficiency is placed by the state regulator to notify you of any missing information that is still required in order to issue a licensing decision.

Each time the status is updated by the Regulator in NMLS, you will receive a system generated email indicating the status change.

How To View Application Status

For further assistance, please contact the
NMLS Call Center at 855.665.7123

Brad Larson
Larson Educational Services
1400 Colonial Blvd.
Suite 44
Fort Myers, Florida
33907
239-344-7510
About Florida real estate school LarsonEd

Fort Myers CAM School

Florida 18 Hour CAM Licensing

Credit hours: 18
Tuition: $269.00 (course materials and state exam prep included)

CAM License Course Dates and Times

Weekday Class (Thu & Fri) -- Royal Palm Square, 1400 Colonial Blvd, Suite 44, Fort Myers, FL 33907
November 13 14 - 8am-6pm
CLICK HERE to Register Online

CAM License Course is the 18-hour required education (License #PRE31) to obtain your Florida Community Association Manager (CAM) license. You'll learn about the Florida CAM licensing requirements, CAM responsibilities, and CAM liabilities and standards of conduct.

A Florida CAM License is required when managing an association of more than 10 units and/or has an annual budget in excess of $100,000. Types of properties that hire CAM License holders are mobile home parks, planned unit developments, homeowners associations, cooperatives, timeshares, condominiums, or other residential units which are authorized to impose a fee that may become a lien on the parcel.

Course registrations at Larson Educational Services can be made by phone (239) 344-7510 or on our website LarsonEd.com. We accept "paid" or "unpaid" registrations at time of enrollment, meaning you can pay your tuition today or wait until you check in on the first day of the class. Either way, your seat in the course will be secured.

Larson Educational Services
Royal Palm Square
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907
(239) 344-7510
www.LarsonEd.com
Google

Uniform State Test (UST) Prep Course for Mortgage Loan Originators

As of April 1, 2013, there is a test called the NMLS Uniform State Test or USTthat with a passing score, allows you to easily apply for your mortgage loan originator license in the 24 states accepting the UST? The 24 states are doing away with a “State-Specific” test and allowing licensure by passing the new 25 question UST. 

For only $69, Larson Educational Services will provide you with our NMLS Uniform State Test (UST) Prep Course:

*a 45 page PDF workbook crammed with testable information
*easy to read notes, terms, definitions and statutes
*two (2) online 25 question password-protected exams 
*full exam report showing your practice test scores and explanations for the correct answers
*each online exam can be taken 2 times
*Our online testing and tutoring system is designed for rapid learning to prepare you for success on the NMLS Uniform State Test (UST) 

Purchase from our website -http://www.larsoned.com/mortgageloanoriginator/nmls/uniform-state-test-ust-prep-course/

CONTENT OUTLINE
The exam will be based on the generic, broad guidelines established by the SAFE Act for the states to enact as a foundation for their statute creating process.

I.       Department of Financial Institutions or Mortgage Regulatory Commission

a. Regulatory authority
b. Responsibilities and limitations

II.     State Law and Regulation Definitions

III.    License Law and Regulation

a. Persons required to be licensed
b. Licensee qualifications and application process
c. Grounds for denying a license
d. License maintenance

IV.     Compliance

a. Prohibited conduct and practices
b. Required conduct
c. Advertising

FREQUENTLY ASKED QUESTIONS
Which 24 states are accepting the new Uniform State Test (UST)?
Click this link to view a map - http://freepdfhosting.com/a16a355834.pdf

What are the UST details?

*It costs $33
*It is 25 questions
*You have 45 minutes to complete the test
*The passing score is 75% (19 correct)

When can I take the UST?
The UST is available beginning on April 1, 2013.

If I fail the test the first time, how long must I wait to take it again?
If you do not pass the UST the first time, you must wait 30 days to retake it. If you fail it 2 times, you will then have to wait 180 days (6 months) before you can take it again.

What is the process to take the UST?

1. Log into the NMLS website and pay the $33 test fee.
2. Contact Prometric and schedule a test – www.prometric.com/NMLS or  877.671.6657.
3. PURCHASE and study the LarsonEd UST Exam Prep Course. -http://www.larsoned.com/mortgageloanoriginator/nmls/uniform-state-test-ust-prep-course/
4. PASS!

Will the UST replace ALL State Exams?
No, but it will replace the state tests in the 24 states accepting the UST. All other states will still require the passing of a State-Specific exam.

Questions? Call Larson Educational Services at (239) 344-7510.

Google

HUD Certification Classes in Fort Myers, FL

 

HUD Certification Classes in Fort Myers
Fort Myers-based real estate school, Larson Educational Services, is offering 2 opportunities for you to get HUD Certified in the upcoming months. Learn from HUD expert and REO Specialist, Bobby Mahan, as he takes you through the HUD home sale process.

A HUD home is a 1-to-4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim. There are several fantastic incentives when dealing with a HUD home:

• Bonuses of up to $600 for the buyer's agent
• $100 down payment on FHA financed homes
• Sales allowances that can be used to pay closing costs, make repairs or pay down the mortgage amount

CLASS DETAILS

OPTION #1 - Thursday, May 10, 2012
Time: 9am - 11am
Location: 1400 Colonial Blvd, Suite 44 - Fort Myers
Cost: $10
Registration: CLICK HERE
or email register@LarsonEd.com
** Use Voucher Code HUDFREE to get free tuition on this course when registering online**

OPTION #2 - Thursday, July 12, 2012
Time: 9am - 11am
Location: 1400 Colonial Blvd, Suite 44 - Fort Myers
Cost: $10
Registration: CLICK HERE
or email register@LarsonEd.com
** Use Voucher Code HUDFREE to get free tuition on this course when registering online**

Questions? Call us at (239) 344-7510.

Google

#1 Real Estate School in Naples and Fort Myers

Family-owned and operated Larson Educational Services (License #ZH1002299) is the #1 real estate education provider in SW Florida. We train more new licensees than all other real estate schools in SW Florida combined! Here's what sets us apart from the rest:

David, Rick and Brad Larson

*Flexible scheduling*
Our course has a modular format meaning you can mix-and-match dates and locations. We do not have a minimum class enrollment size, meaning we NEVER cancel a class. View our or Online Course Calendar to see our upcoming course dates.

*1-Year Tuition policy*
You can re-attend and review our course as many times as you like within a 1 year period for no additional charge

*Top-notch instructors*
Our instructors are licensed and professionally trained and provide an excellent classroom experience

*Excellent customer service*
Everything we do is oriented from the students' perspective meaning when you call us, you get a real-live person to talk to, not to mention, we're very friendly:)

*30 Days to Success*
In a survey of 80 of our students who attended class in the past 3 months, more than 50% of them completed the class and passed the state exam in 30 days or less. Our Step-By-Step Licensing Guide will help get the process started.

*Fun experience*
We understand that "going back to school" is not at the top of your list, so we make sure you have a comfortable learning environment that is geared toward your comfort, and our interactive and energetic instructors make sure you have an enjoyable experience

If you would like to learn more about the process of obtaining your Florida Real Estate License, or have any questions about our services, please call a friendly Larson representative at (239) 344-7510. We'll be happy to take your call!

Brad Larson
Larson Educational Services
Royal Palm Square
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907
(239) 344-7510
About Larson Educational Services Google

Real Estate CAREER Day Saturday, March 24, 2012

Larson Educational Services, a Florida Licensed Real Estate School, is holding a Real Estate Career Day on Saturday, March 24 in Fort Myers

Rick Larson speaking at Career Day at Larson Educational Services

Anybody interested in learning more about what it takes to enter the Real Estate industry, including education and examination requirements, as well as the Florida licensing fees, is welcome to join us. We'll also have information from local Real Estate Companies looking to hire newly licensed Sales Associates. We will also give away a $150 Scholarship toward our Real Estate Licensing education.

Real Estate CAREER Day

DATE: Saturday, March 24, 2012
TIME: 10:30am - 11:30am
WHERE: Larson Educational Services - Fort Myers
We are located in Royal Palm Square shopping center, at the base of the Midpoint Bridge.
1400 Colonial Blvd, Suite 44 - Fort Myers, FL 33907

No need to register, just stop by and see us. The presentation begins promptly at 10:30am.

Call (239) 344-7510 if you have any questions or click here if you'd like to learn more about Larson Educational Services.

Brad Larson
Larson Educational Services
(239) 344-7510 Google