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Tuesday, December 14, 2010

Invitation for Real Estate Recruiters, Brokers and Managers

Invitation from Larson Educational Services

Real Estate RECRUITERS, BROKERS and MANAGERS are invited to
Profile of Today's Real Estate Recruit!

January 28th, 2011

Larson Educational Services has surveyed nearly 600 new real estate licensees in Lee and Collier counties during the past year and we have put together a special presentation exclusively for local recruiters, brokers and managers.

This is your opportunity to get an inside perspective on:

• Who is getting into the business (age, sex, income, marital status, employment)
• Why they chose real estate in 2010
• How they selected their broker
• Their commitment to the future
• Getting the most out of your recruiting efforts
• And more

If you are not a recruiter, broker or manager, please pass this message on to one.

Email Brad@LarsonEd.com to register or call (239) 344-7510.

Early registration is recommended as we expect to fill all 35 seats quickly.


--------------------------------------------------------------------------------

Profile of Today’s SW Florida Real Estate Recruit


DATE:
Friday, January 28, 2011

TIME:
10:00am - 11:30am

LOCATION:
Larson Educational Services
Royal Palm Square
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907

TUITION:
Free

REGISTER:
Reserve your seat NOW. Email Brad@LarsonEd.com

Only 35 seats available.

Call us at (239) 344-7510 if you have any questions.
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Friday, December 3, 2010

Last Exam Preparation courses of 2010!

Larson Exam Tutor

Our online testing and tutoring system is designed for rapid learning of the information required to pass your mandated Florida licensing exams. Click the links below to view more information or to enroll:

REAL ESTATE
Sales Associate School Exam Tutor -- $29
Real Estate Math Tutor -- $49
Sales Associate State Exam Tutor -- $69

CAM
CAM State Exam Tutor -- $69

MORTGAGE LOAN ORIGINATOR
NMLS National Exam Tutor -- $99



Live Exam Prep Courses

REAL ESTATE
How to Pass the Sales Associate License Exam -- $89
Saturday, December 18 - LAST ONE IN 2010

8:30am - 4:30pm
Fort Myers - 1400 Colonial Blvd, Suite 44
REGISTER

MORTGAGE LOAN ORIGINATOR
NMLS Florida Component Exam Prep -- $99
Saturday, December 11 - LAST ONE IN 2010
9:00am - 3:00pm
Fort Myers - 1400 Colonial Blvd, Suite 44
REGISTER

NMLS National Component Exam Prep -- $149
Thursday, December 16 - LAST ONE IN 2010
8:30am - 5:00pm
Fort Myers - 1400 Colonial Blvd, Suite 44
REGISTER

Remember,our live exam prep courses come with a 1-year enrollment meaning that you can attend as many times as you wish for a 1-year period without having to pay again.



Questions?

Call
(239) 344-7510 or online at http://www.larsoned.com/

Larson Educational Services
Royal Palm Square
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907

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Deadline for MLO applications extended to December 15, 2010

The deadline for Florida Mortgage Loan Originators to submit their MU4 Application has been extended from November 30 to December 15, 2010.

View the notice provided by FAMP below:

"The Florida Office of Financial Regulation has recently been informed that the deadline for testing and education certification has been extended.

In order to be eligible for certification, an individual must successfully submit an MU4 application for a Florida loan originator license no later than December 15, 2010. If the individual qualifies for the certification, the Office of Financial Regulation will submit the necessary information to NMLS. The individual does not need to request that Florida certify to NMLS as this will happen automatically. Once NMLS has processed a certification file from Florida, a certification invoice is generated on each NMLS record and an e-mail is sent to the e-mail address on file with NMLS. Loan originators will not receive the benefits of certification until the NMLS invoice has been paid.

To qualify for education certification, an individual must hold an active mortgage broker license issued prior to October 1, 2010. To qualify for testing certification, an individual must hold an active mortgage broker license issued prior to October 1, 2010and passed the old Florida mortgage broker test on or after January 1, 2004.


The deadline to pay for a certification invoice is December 31, 2010. All outstanding certification invoices not paid by December 31, 2010 will be deleted by NMLS and the individual will not receive the benefits of certification.

In addition to the testing and education certification process, please remember to provide the Office of Financial Regulation information concerning the high school education requirement. You must provide the name of the high school and date the diploma or its equivalent was received. This information may be provided to the OFR by emailing them at flnmls@flofr.com.

More information about the license requirements can be found in the Florida jurisdiction specific documents located on the NMLS Resource Center website at http://mortgage.nationwidelicensingsystem.org/slr/Pages/DynamicLicenses.aspx?StateID=FL

Individuals and companies that currently hold licenses issued prior to October 1, 2010 must file for a new license through NMLS and be in an "Pending - Review" status by December 31, 2010 or cease business. The jurisdiction specific documents explain in detail what is required to be in a "Pending - Review" status. "
If you have any further questions about the application itself, you can contact NMLS customer service at (240) 386-4444.

If you have questions about the licensing requirements, you can contact us at (239) 344-7510.

Larson Educational Services
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907
www.LarsonEd.com Google

Wednesday, October 27, 2010

SAFE Act Mortgage Loan Originator Florida Component Exam Prep - October 30th

This instructor led exam preparation course is designed for one purpose: to help you pass the SAFE Act Mortgage Loan Originator Exam - Florida Component. The course is comprised of highly focused exam content based upon comprehensive research and testing. This course is taught by nationally-recognized instructor and author, Rick Larson, and includes:

1. Diagnostic 50-question Pre-Test to highlight key study areas
2. Clearly-written notes covering 100 percent of the exam content
3. More than 100 practice questions organized by exam content category
4. Sample online exams that are just like the real exam

Date and Time:
Saturday, October 30 - REGISTER NOW
8:30-5:00pm

Location:
Larson Educational Services - Horseshoe Park of Commerce
3073 Horseshoe Drive South, Suite 122
Naples, FL

Tuition is $99

WHAT IS INCLUDED
1. Online Sample Exams Password protected online access to 2 realistic 50-question Sample Exams

2. Content Outline
The customized workbook includes student notes for each content area of the exam. These are the key points you need to know in order to pass the first time.

3. Glossary Review
Key terms and definitions in a review exam format.

4. Licensing and Testing Information
Detailed information provided by NMLS related to licensing requirements and testing information.

Register online at http://www.larsoned.com/mortgagebroker/nmls/florida-exam-prep/classroom-course/ or call a friendly Larson representative at (239) 344-7510. Google

Thursday, September 30, 2010

It's October 1, have you applied for the Loan Originator License?

Step-by-Step Licensing Guide

Applicants for the Mortgage Loan Originator License (MLO), must complete these steps:

(CLICK HERE to view these steps on our website)

Step 1: Obtain your Unique Identification Number with NMLS

Creating an account with NMLS (Nationwide Mortgage Licensing System) only takes a few minutes. After creating your account, NMLS will notify you by email with your Unique Identification Number. Click below to do this now.

View theHow to Create an NMLS Account - USER GUIDE" for assistance.


Step 2: Application

Application

    • SUBMIT THE MU4 APPLICATION: Loan Originator applicants must submit the "Uniform Individual Mortgage License/Registration & Consent Form," also known as the MU4 APPLICATION on the NMLS website.

      View the “MU4 Filing Instructions - USER GUIDE” for assistance.
    • FEES: You must pay a $195 nonrefundable application fee and a $20 nonrefundable Mortgage Guaranty Trust Fund fee when you apply.
    • CERTIFICATION: If you have a current and valid Florida Mortgage Broker License as of September 30, 2010, you can have your previous mortgage education “Certified”. “Certified” is the NMLS term for “grandfathering”. You may also have the Florida Specific Test "Certified" if you were licensed on or after January 1, 2004. In order to get your previous mortgage education and Florida Test “Certified”, you must apply for the MLO license between October 1, 2010 and November 30, 2010. If you do not apply during this time period, you will be required to complete the 20 Hour SAFE Comprehensive Course and the Florida Specific Test.

      Certification fees:$15 for the Education and $5 for the State Test.

      View the "Education and State Test Certification - USER GUIDE" for assistance.
    • CREDIT REPORT: You are required to authorize a credit report with the submission of your MU4 Application. However, this will not be available until after October 30, 2010.

      View our "NMLS FAQ" for more information about the credit report.
    • FINGERPRINTS and CRIMINAL BACKGROUND CHECK: You are required to have your fingerprints scanned electronically at an NMLS-authorized fingerprint vendor and you must also request a Criminal Background Check (CBC) with the submission of your MU4 Application. The cost of the CBC is $39.

      View the "Submitting a CBC - USER GUIDE" for assistance.

Step 3: Complete the 20 Hour SAFE Comprehensive Course

The 20 Hour SAFE Comprehensive Course is the required pre-licensing education for Mortgage Loan Originators as mandated by the 2008 SAFE Act. Classes are available in Fort Myers and Naples -- our online course will be available soon. CLICK HERE to view our course information.

Exception:
If you have a current and valid Florida Mortgage Broker License as of September 30, 2010, you can have your previous mortgage education (either pre-licensing or continuing education) “Certified” for this requirement. “Certified” is the NMLS term for “grandfathering”. In order to get your previous mortgage education “Certified”, you must apply for the MLO license between October 1, 2010 and November 30, 2010. If you do not apply during this time period, you will be required to complete the 20 Hour SAFE Comprehensive Course.

Step 4. Pass the SAFE Act Tests

You are required to take and pass the SAFE Act Tests – the National Component and the State Specific Component for each state you wish to originate in. Our recommendation is to complete the National Component first and then the State Specific Component.

National Component Test

    • TEST ENROLLMENT: First you must create a TEST ENROLLMENT on the NMLS website. You will pay the $92 testing fee to NMLS upon the enrollment. Creating the enrollment is what will give you permission to schedule the test. It typically takes about 24 hours after creating your test enrollment to be given access to schedule the exam.

      View the “How to Enroll in an NMLS Test - USER GUIDE” for assistance.
    • SCHEDULE YOUR NATIONAL TEST: 24 hours after creating your test enrollment, you will be able to SCHEDULE YOUR TEST. The test is given by 2 different companies, PearsonVUE and Prometric, and the one you use will be based on the city in which you wish to take your test.

      View the "MLO Testing Handbook" for assistance.
    • PASS THE NATIONAL TEST: Preparation is the key to success on the SAFE Mortgage Loan Originator Test - National Component. Our exam preparation courses and products are comprised of highly focused exam content based upon comprehensive research and testing to help you pass the test.

      View our National Exam Preparation Courses and Products.

State Specific Component Test

    • TEST ENROLLMENT: First you must create a TEST ENROLLMENT on the NMLS website. You will pay the $69 testing fee to NMLS upon the enrollment. Creating the enrollment is what will give you permission to schedule the test. It typically takes about 24 hours after creating your test enrollment to be given access to schedule the test.

      View the “How to Enroll in an NMLS Test - USER GUIDE” for assistance.
    • SCHEDULE YOUR STATE SPECIFIC TEST: 24 hours after creating your test enrollment, you will be able to SCHEDULE YOUR TEST. The test is given by 2 different companies, PearsonVUE and Prometric, and the one you use will be based on the city in which you wish to take your test.

      View the "MLO Testing Handbook" for assistance.
    • PASS THE STATE SPECIFIC TEST: Preparation is the key to success on the SAFE Mortgage Loan Originator - Florida Specific Test. Our exam preparation courses and products are comprised of highly focused exam content based upon comprehensive research and testing to help you pass the test.

      View our Florida Specific Exam Preparation Courses and Products.

Step 5: View your Status

Criminal Background Check Status

During your license approval process, you can view the status of an existing Criminal Background Check (CBC) request or retrieve a copy of your CBC Certificate.

View the "Criminal Background Check Status - USER GUIDE" for assistance.

Application Status

You may view the status of your MU4 Application and review any deficiencies that your state regulator has set. A deficiency is placed by the state regulator to notify you of any missing information that is still required in order to issue a licensing decision.

Each time the status is updated by the Regulator in NMLS, you will receive a system generated email indicating the status change.

View the "License Status and Deficiencies - USER GUIDE" for assistance.

For further assistance, please contact Larson Educational Services, NMLS Approved Provider ID: 1400171, at 239.344.7510 or email info@LarsonEd.com

Larson Educational Services
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907
(239) 344-7510
www.LarsonEd.com

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Tuesday, September 28, 2010

Real Estate CAREER NIGHTS in October and November


What is career night?

It's a chance for you to learn more about the Real Estate industry from Larson Educational Services, a family owned company with 30 years of real estate education experience.

Information available includes:

-Education and examination requirements
-Florida Licensing fees
-Traits and skills that lead to success in the industry
-Local Real Estate companies looking to hire newly Licensed real estate professionals

Also, you will get the opportunity to participate in a free drawing to win a $150 scholarship toward our Real Estate Licensing education!

No need to register and it's free to attend.

Upcoming Career Nights

DATE: Tuesday, October 5, 2010
TIME: 6:30pm - 7:30pm
LOCATION:
Royal Palm Square
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907 - VIEW A MAP

DATE: Monday, October 25, 2010
TIME: 6:30pm - 7:30pm
LOCATION:
Horseshoe Park of Commerce
Horseshoe Drive South, Suite 122
Naples, FL 34104 - VIEW A MAP

DATE: Monday, November 8, 2010
TIME: 6:30pm - 7:30pm
LOCATION:
Horseshoe Park of Commerce
Horseshoe Drive South, Suite 122
Naples, FL 34104 - VIEW A MAP

DATE: Tuesday, November 9, 2010
TIME: 6:30pm - 7:30pm
LOCATION:
Royal Palm Square
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907 - VIEW A MAP


Call us if you have any questions.

(239) 344-7510

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Tuesday, September 21, 2010

CAM Class in Naples and Fort Myers - $229

Utilizing 30 years of real estate training and professional education experience, Larson Educational Services is the premier provider of Florida real estate licensing, exam preparation, post-licensing, real estate broker licensing, Florida CAM licensing and Florida mortgage licensing and continuing education in Southwest Florida.

We offer the 18 Hour Florida CAM License Course in a two-day format at our classroom facility in Royal Palm Square in Fort Myers or Horseshoe Park of Commerce in Naples. Click the link to view our classroom locations or click the link to view photos of our comfortable classrooms.

A Florida CAM License is required when managing an association of more than 10 units and/or has an annual budget in excess of $100,000. Types of properties that hire CAM License holders are mobile home parks, planned unit developments, homeowners associations, cooperatives, timeshares, condominiums, or other residential units which which are authorized to impose a fee that may become a lien on the parcel.

Typical responsibilities of a Florida CAM Licensee are:

1) controlling or disbursing association funds;
2) determining how or when to prepare budgets or other financial documents for an association; 3) determining how or when to provide notice of meetings or to conduct association meetings;
4) maintaining and/or having authorization to spend association petty cash;
5) coordinating maintenance for the residential development; and
6) performing other day-to-day services involved with the operation of a community association.

Upcoming CAM License Courses

Dates: October 7 and 8
Times: 8:00am-6:00pm
Location: 3073 Horseshoe Drive South, Suite 122, Naples, FL 34104
Tuition: $229 includes course materials

Dates: November 13 and 14
Times: 8:00am-6:00pm
Location: 1400 Colonial Blvd, Suite 44, Fort Myers, FL 33907
Tuition: $229 includes course materials

Register online at http://www.larsoned.com/cam/licensing/courses/ or call a friendly Larson representative at (239) 344-7510.

Brad Larson
Larson Educational Services
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907
(239) 344-7510
About Larson Educational Services Google

Wednesday, September 15, 2010

Get your real estate license at LarsonEd! Weekday, Evening and Weekend classes


At family-owned real estate school, Larson Educational Services (License #ZH1002299), you can complete the steps necessary to obtain your Florida Real Estate License in as little as 30 days.

Because our course has a modular format, you can actually mix-and-match dates and locations if you need flexible scheduling. Just contact us and we'll help you put a schedule together. You can't find that flexibility at any other real estate school in Fort Myers, Naples, Port Charlotte or even the entire state of Florida! Plus, your tuition payment is good for one year! You can attend the course again to review for no additional charge. We're so confident you will love your experience at Larson Ed that we offer a MONEY BACK GUARANTEE! If you are not completely satisfied with your experience, we will return your tuition.

We have real estate classes in Fort Myers, Naples and Port Charlotte starting soon:

FORT MYERS
Royal Palm Square at 1400 Colonial Blvd, Suite 44

WEEKDAY CLASS - October 4-8, 11-13 (8:30am-4:30pm)
EVENING CLASS - October 11-14, 18-21, 25-28, Nov 1-4 (6:15pm-9:45pm)
WEEKEND CLASS - October 23-24, 30-31, Nov 6-7, 13-14 (8:30am-4:30pm)
WEEKDAY CLASS - October 25-29, Nov 1-3 (8:30am-4:30pm)
WEEKDAY CLASS - December 6-10, 13-15 (8:30am-4:30pm)

NAPLES
Horseshoe Park of Commerce at 3073 Horseshoe Dr S, Suite 122

WEEKDAY CLASS - September 27-Oct 1, 4-6 (8:30am-4:30pm)
WEEKDAY CLASS - October 18-22, 25-27 (8:30am-4:30pm)
WEEKDAY CLASS - November 8-12, 15-17 (8:30am-4:30pm)

PORT CHARLOTTE
Punta Gorda-Port Charlotte-North Port Association of REALTORS building at 3320 Loveland Blvd

WEEKDAY CLASS - November 29-Dec 3, 6-8(8:30am-4:30pm)

Tuition is $299 and includes your course materials.

If you are unsure about how to get started in real estate or would like additional information about a real estate career, take a look at our Step-By-Step Licensing Guide at http://www.larsoned.com/realestate/licensing/howtoobtainalicense/.

To register, please call a friendly Larson representative at (239) 344-7510 or online at http://www.larsoned.com/realestate/licensing/courses/


Larson Educational Services
Royal Palm Square Shopping Center
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907
(239) 344-7510
About Larson Educational Services
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Monday, August 16, 2010

CAREER NIGHT in Naples on August 23 and in Fort Myers on September 14

What is career night?

It’s a chance for you to learn more about the Real Estate industry from a family owned company with 30 years of real estate education experience: Larson Educational Services.

Information available includes:

-Education requirements
-Examination Requirements
-Florida Licensing fees
-Local Real Estate companies looking for Licensed real estate professionals

Also, one attendee will win a $150 scholarship toward our Real Estate Licensing education!

No need to register and it’s free to attend.

UPCOMING REAL ESTATE CAREER NIGHTS:

Date: Monday, August 23, 2010
Time: 6:30pm-7:30pm
Location:
Larson Educational Services
3073 South Horeshoe Drive, Suite 114
Naples, FL 34104

Date: Tuesday, September 14, 2010
Time: 6:30pm-7:30pm
Location:
Larson Educational Services
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907

If you have any questions, call a friendly LARSON representative at (239) 344-7510 or CLICK HERE for additional information.
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Sunday, August 1, 2010

Larson Educational Services featured in Gulfshore Business Magazine


Larson Educational Services is featured in the Gulfshore Business Magazine August edition. Check it out - http://www.gulfshorebusiness.com/Articles/Past-Issues/2010/August-2010/Real-Estate.aspx

The article compares real estate licensing numbers from 2005 to 2010 and explains the reasons why people are entering real estate now.

If you are interested in getting into real estate and would like to learn more, go to our website to learn about the steps involved in getting licensed - http://www.larsoned.com/realestate/licensing/howtoobtainalicense/ or join us for one of our Real Estate Career Nights.

Our next Career Night is on August 10 from 6:30-7:30pm in Fort Myers.

Click here to learn more - http://www.larsoned.com/realestate/licensing/career-nights/

Larson Educational Services
Royal Palm Square
1400 Colonial Blvd, Suite 44
Fort Myers, FL
(239) 344-7510
www.LarsonEd.com Google

Thursday, July 29, 2010

Announcing the Launch of LARSON EXAM TUTOR!


Larson Educational Services, a Florida Real Estate, CAM and Mortgage School, announces the launch of...

LARSON EXAM TUTOR

PASS your Real Estate, CAM and Mortgage exams!

What is Larson Exam Tutor?

Our online testing and tutoring system is designed for rapid learning of the information required to pass your mandated Florida licensing exams.

Our online software utilizes a revolutionary concept called Corrective Feedback Paradigm ® (CFP). CFP presents questions and answers in a way that is customized to the way you learn. CFP is a computer-enhanced question and answer strategy that works by bombarding you with questions that are answered incorrectly while bypassing questions that you have mastered.

As a result, you will often see the same questions repeatedly until CFP determines that the underlying material is mastered and committed to memory. Not only do you get to see the correct answers for questions, but you will also be given the rationale behind why it is the correct answer.

It's like having your own tutor at your side as you prepare for an exam.


Which tests can I prepare for using
Larson Exam Tutor?

We focus on 3 main industries for our licensing and exam preparation education:

  • Real Estate,
  • Community Association Manager (CAM) and
  • Mortgage Broker (soon to be Mortgage Loan Originator beginning October 1, 2010).

Here is a breakdown of our Larson Exam Tutor products and pricing.

Click the links below to view more information or to enroll:

REAL ESTATE
Course 1 Exam Tutor -- $29
Real Estate Math Tutor -- $49
Real Estate State Exam Tutor -- $69

CAM
CAM State Exam Tutor -- $69

MORTGAGE LOAN ORIGINATOR
NMLS National Exam Tutor -- $99


Questions?
Call
(239) 344-7510
or online at http://www.larsoned.com/

Larson Educational Services
Royal Palm Square
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907


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Monday, July 26, 2010

Need to renew your real estate license? 14 Hour classes start soon!

Florida Real Estate Continuing Education

14 Hour Real Estate Continuing Education Course (14 CE Hours)

TUITION: $99
CE CREDIT HOURS: 14
Our 14 Hour Real Estate Continuing Education Classroom Package will satisfy all your license renewal requirements. Each option listed below includes Core Law as well as 3 additional specialty courses. Below each option, you will find which of our popular Continuing Education courses is included.
Upcoming Course Dates & Times

WeekdayAugust 12, 13Fort Myers
Time: 9:00am - 5:00pmThu and FriSessions: 2
Register
This package includes:
*Core Law
*Short Sales, Foreclosures and REO
*Reverse Mortgages for Seniors
*Credit, Fraud and Identity Theft
WeekdaySeptember 8, 10Naples
Time: 9:00am - 5:00pmWed and FriSessions: 2
Register
This package includes:
*Core Law
*Short Sales, Foreclosures and REO
*Reverse Mortgages for Seniors
*Credit, Fraud and Identity Theft
Larson Educational Services
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907
(239) 344-7510
www.LarsonEd.com
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Monday, July 12, 2010

Real Estate Career Night is Tuesday, July 20th


Larson Educational Services, the premier provider of Real Estate Education in Southwest Florida is holding a Real Estate Career Night Tuesday, July 20 from 6:30pm-7:30pm!

Anybody interested in learning more about what it takes to enter the Real Estate industry, including education and examination requirements, as well as the Florida licensing fees, is welcome to join us. We'll also have information from local Real Estate Companies available to take home with you.
We are a family-owned business with 30 years of Real Estate education experience. If you've ever thought about getting into Real Estate, this is a great opportunity to learn more about it. Also, one attendee will win a $150 Scholarship toward our Real Estate Licensing education. Click here to go to http://www.larsoned.com/.

DATE: Tuesday, July 20, 2010
TIME: 6:30pm-7:30pm
WHERE: Larson Educational Services - Fort Myers
We are located in the Royal Palm Square Shopping Center at the base of the Midpoint Bridge.

1400 Colonial Blvd, Suite 44
Fort Myers 33907

No need to register, just stop by and see us. The presentation begins promptly at 6:30pm.

Call if you have any questions or view more information here - http://www.larsoned.com/realestate/licensing/career-nights/

Brad Larson
Larson Educational Services
(239) 344-7510
About Larson Educational Services
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Wednesday, June 30, 2010

LarsonEd holiday hours and contact information

Larson Educational Services will be closed Thursday, July 1 through Tuesday, July 6. Normal business hours will resume on Wednesday, July 7.

We will respond to all email messages over that time if sent to info@LarsonEd.com. Send us your questions and we'll get back to you within 24 hours. Have a happy and safe holiday weekend -- from the Larson family!!
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Saturday, June 19, 2010

How to improve your credit score

Are you or a client looking to secure a loan in the neare future? Sometimes real estate agents have three to six months working with a client before applying for a loan. This can be long enough to increase a credit score if the agent and the client understand how to do so.

We've compiled 5 Ways to Improve Your Credit Score based on the weighted areas that FICO (Fair Isaac Corporation) uses in most situations. Here is a pie chart that shows the breakdown:


1. Pay bills on time (Approximately 35%)

Payment history typically is a significant factor. It is likely that your client’s score will be affected negatively if they have paid bills late, had an account referred to collections, or declared bankruptcy, if that history is reflected on their credit report.

Most scoring models evaluate how late the payment is, how recently the late payment occurred, and how many late payments there are. A 90-day late payment last month will reduce a score more than a 120-day late payment three years ago. Late payments involving smaller amounts are not as significant as ones involving larger amounts.

The longer a person pays their bills on time the better their score becomes.

Paying off an account where there was a late payment will not normally remove it from a person’s credit report and it will still be still be evaluated to arrive at a credit score.


2. Limit outstanding debt (Approximately 30%)

Most scoring models evaluate the amount of debt your clients have compared to their credit limits. If the amount they owe is close to their credit limit, it is likely to have a negative effect on their score. Owing a lot of money on many accounts can be an indication that a person is overextended.

The most effective way to improve your client’s score in this category is to get them to pay down their revolving credit. A person with a high amount of outstanding debt can increase their score by 30 – 50 points by paying off 90-100% of that debt.

The credit scoring models have certain threshold levels to identify higher risks.

If a person has used 70% of their available credit they are perceived to be in the highest level of risk.

The next threshold is 50%. Reducing credit card balances to below 30% of the credit limit will save your client a bundle on interest charges.

Similarly, a person’s score will be higher if the balance is evenly spread out among all of a person’s credit cards instead of having the same total amount on just one card.

3. Preserve length of credit history (Approximately 15%)

Generally credit models consider the length of a person’s credit track record. An insufficient credit history may have a negative effect on their score.

Even someone who has not been using credit for very long can get a high credit score depending on their other factors.

Most credit scoring models consider both the age of a person’s oldest account and the average age of all of their accounts.

New accounts lower a person’s average account age and can have a greater effect on their score. Rapid account buildup is also considered risky behavior in most credit scoring models.

Instruct your clients to use every credit card they have at least once every six months to avoid having the card go inactive. Inactive accounts can be ignored by credit scoring software and the client may not receive the benefit of a low balance and a long and positive payment history.

It is a good idea to keep and occasionally use older credit cards to maintain a higher score, even if the credit card has an outrageous interest rate.

One thing that all individuals who have high credit scores possess is a credit account that is at least twenty years old.

4. Avoid recent credit applications (Approximately 10%)

Many scoring models consider whether your clients have applied for credit recently by looking at inquiries on their credit report. If a person has applied for too many new accounts, it may negatively affect their score. Not all inquiries are counted.

Inquiries by creditors who are monitoring an account or looking at credit reports to make a person a “pre-approved” credit offers are not counted.

When a person accepts a credit offer it’s treated as a “hard inquiry” that’s factored into the score, even though they may never receive the card or use the account.

Tell your clients not to apply for a card they’re not likely to get.

Also, a person can request and check their own credit report and credit score and it will not negatively affect most credit scoring models if the report was ordered directly from a credit-reporting agency.

Some scoring models differentiate between a search for a single home or car loan and a search for many new credit lines.

Inquiries can have a larger impact on a credit score if a person has few accounts or a shorter credit history. Inquiries remain on a person’s credit report for two years. Some credit scoring models only count inquires for the past twelve months. If a person had a number of inquiries and only a short period of time remains before they drop off their credit report it may be beneficial to wait to apply for credit.

5. Manage the number and types of credit accounts (Approximately 10%)

It is generally good to have established credit accounts. Someone who has no credit cards could be considered a higher risk than someone who has credit cards and managed them wisely.

The ideal number of credit cards to maximize a credit score is three to five. Having more will not necessarily significantly affect a person’s score.

A good general rule is to never close a credit card account unless it was created in the past two years and the person has over six credit cards.

Generally a mix of credit cards, retail accounts, installment loans and mortgage loans results in a better score.

A person shouldn’t open accounts or take out loans just to have a better credit mix.

________________________________________________

Learn more about how to repair credit and how to protect you and your clients from identity theft by joining Larson Educational Services for Credit, Fraud and Identity Theft taught by Lynne Lovern, plus get 4 CE Credits if you hold a Florida real estate license.

UPCOMING COURSE DATES & TIMES

Date: Friday, August 13, 2010
Time: 1:00pm – 5:00pm
Location:
Royal Palm Square
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907
Tuition: $28


Date: Friday, September 10, 2010
Time: 1:00pm – 5:00pm
Location:
Horseshoe Park of Commerce
3073 Horseshoe Dr S, Suite 114
Naples, FL 34104
Tuition: $28

Register by calling (239) 344-7510
or
CLICK HERE to register online

Google

Understanding your credit score

Credit scoring is a system creditors use to help determine whether to give credit. Information about the consumer and their credit experiences, such as bill-paying history, the number and type of accounts, late payments, collection actions, outstanding debt, and the age of credit accounts, is collected from a credit application and credit report.

Using a statistical program, creditors compare this information to the credit performance of consumers with similar profiles.

A total number of points – a credit score – helps predict how likely it is that the borrower will repay a loan and make the payments when due.
How is a credit-scoring model developed?

A random sample of similar customers is analyzed to statistically identify characteristics that relate to creditworthiness.

Then, each of these factors is assigned a weight based on how strong a predictor it is of who would be a good credit risk.

The following table illustrates the five main categories of information that one scoring model, developed by the Fair Isaac Corporation, uses in most situations.



FICO scores range from about 300 to 850. A FICO credit score above 650 will help to qualify for most loans.

A person’s credit score cannot be evaluated or based on any of the following factors.

• Race
• Color
• Where you live
• Gender
• Age
• Income level
• Country of national origin
• Sources of income
• Religion
• Marital status
• Child/family support obligations
• Down payment information
• Savings
• Length of time in present house

Learn more about how to repair credit and how to protect you and your clients from identity theft by joining Larson Educational Services for Credit, Fraud and Identity Theft taught by Lynne Lovern, plus get 4 CE Credits if you hold a Florida real estate license.

UPCOMING COURSE DATES & TIMES

Date: Friday, August 13, 2010
Time: 1:00pm – 5:00pm
Location:
Royal Palm Square
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907
Tuition: $28


Date: Friday, September 10, 2010
Time: 1:00pm – 5:00pm
Location:
Horseshoe Park of Commerce
3073 Horseshoe Dr S, Suite 114
Naples, FL 34104
Tuition: $28

Register by calling (239) 344-7510
or
CLICK HERE to register online
Google

Friday, June 11, 2010

LAST DAY to apply for the current Florida Mortgage Broker License is July 8, 2010


The Florida Office of Financial Regulation (OFR) is shutting down the Mortgage Broker Licensing system on July 8, 2010.

The state of Florida is making the transition to become SAFE ACT compliant. If you don't know what this means, check out my blog post from a few weeks ago - http://fortmyersrealestateschool.blogspot.com/2010/05/safe-act-forces-florida-mortgage.html

This was just released by the Florida Association of Mortgage Professionals (FAMP):


TALLAHASSEE, Fla. (June 9, 2010) - On July 8, 2010, the Florida Office of Financial Regulation (OFR) will stop accepting applications for mortgage broker, mortgage brokerage business, mortgage lender and correspondent mortgage lender licenses, so that current applications can be processed before October 1. Beginning October 1, 2010, Florida will begin participation in the Nationwide Mortgage Licensing System, and all existing loan originators, brokers and lenders and mortgage business owners will be required to reapply for licensure. December 31, 2010, is the last day to apply for licensure.

"We encourage applicants to apply now so that they have a better chance of being approved before October 1. If unlicensed by this date, individuals will not be able to work in the industry until the new application is approved," said Tom Cardwell, Commissioner of the Florida Office of Financial Regulation. "Applicants should submit information that is complete, correct and containing full-disclosure to minimize delays to processing their application."


WHO SHOULD BE APPLYING RIGHT NOW?

If you are:

• Unlicensed Loan Originator currently employed by a state-licensed Correspondent Lender or Mortgage Lender
• In-House Processor
• In-House Underwriter
• Contract Processor
• Account Executive employed by a state-licensed Correspondent Lender or Mortgage Lender


HOW TO APPLY

If you would like to know the steps to licensure, check out our HOW TO OBTAIN A LICENSE page on our website.

LAST CHANCE CLASS

Larson Educational Services, a Florida Mortgage Broker School (License #MBS100000005) and NMLS Approved Course Provider (Provider ID: 1400171), is holding it's very LAST 24 Hour Mortgage Broker License Course July 22-24.

Course Details

Dates:
Thursday, July 22 - Saturday, July 24

Time:
8:00am - 6:00pm
Note - Saturday's time is 8:00am - 12:00pm

Location:
Larson Educational Services
Horseshoe Park of Commerc
3073 Horseshoe Dr. S., Suite 114
Naples, FL 34104 -
VIEW A MAP

Tuition:
$249 and includes course materials

Registration:
By phone - (239) 344-7510
Online -
http://www.larsoned.com/mortgagebroker/licensing/courses/ Google

Wednesday, June 9, 2010

Get $10 OFF your next class at Larson!


Do you "LIKE" Larson Educational Services?

"LIKE" us on Facebook
between now and Midnight on Friday, June 11
and get a Facebook message with a
$10 OFF Voucher Code
for your next LIVE course at Larson.

"LIKE" us by clicking below


Note: this offer is not valid with any other offers or coupons and can not be used if you are already registered for a course.

Larson Educational Services
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907
(239) 344-7510
www.LarsonEd.com
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Thursday, June 3, 2010

Larson Educational Services expands to Naples, FL

NAPLES, FL, June 3, 2010 –Larson Educational Services (RDB Ventures, LLC) of Fort Myers has expanded to a new location at Horseshoe Park of Commerce in Naples. The new classroom facility is conveniently located just north of the Naples Municipal Airport off Airport-Pulling Rd. The family owned professional education company focuses on licensing and continuing education courses for real estate sales associates, real estate brokers, mortgage brokers, mortgage loan originators, and community association managers throughout Southwest Florida.

The business is owned by brothers David and Brad Larson, and management is overseen by their father, Rick Larson. The Larsons opened their original location at Royal Palm Square in Fort Myers in November 2008 and have seen significant and rapid growth in market share, which directly led to the opening of the new location in Naples.

“We are 3 years ahead of schedule”, said co-owner and General Manager, Brad Larson. “Our original business plan had us opening in Naples in 2013, but our integration into the Southwest Florida marketplace and community has happened even faster than our conservative expectations. The leaders of the industries we teach have continually asked us to move south and that we do it quickly. We are proud to be able to say that we are now offering our complete schedule of courses in Naples.”

The Larson’s approach to professional education is what sets them apart from others. Although there are hundreds of options in the state of Florida when choosing an education provider for mandated pre-licensing and continuing education, Larson Educational Services has become the school of choice for professionals in Southwest Florida.

“We are a ‘cradle-to-grave’ organization,” said co-owner and Director of Operations, David Larson. “By offering excellent educational experiences in our clean comfortable classrooms, and preparing people for success in the industry through our expertly prepared course materials, people want to come back to us for more. We’re not in this business with the plan of being around for just a couple years. We will be here for a long time and we want to earn the right to be the school of choice for our students’ entire career.”

“Our instructors”, Rick added, “are the absolute best in the business. We have a team of 9 instructors who care more about our students and the experience they receive from us than any group of instructors I’ve seen in my 30 years in the business, and I’ve seen some great instructors. They’re smart professionals who know how to teach and how to present. They make learning fun. Like we say around here at Larson, “get more than just credits, get education you’ll enjoy.”

Larson Educational Services is an affiliated business member of the Naples Area Board of REALTORS®, Bonita Springs Estero Association of REALTORS®, REALTOR® Association of Greater Fort Myers and the Beach, and the Punta Gorda-Port Charlotte-North Port Association of REALTORS®.

The new classroom at 3073 Horseshoe Drive South, Suite 114 is conveniently located within a 10 minute drive of 5th Avenue and Tamiami Trail, as well as only a short drive from Golden Gate Parkway and I-75 which makes it easily accessible to the markets of Bonita Springs, Naples and Marco Island.

“We have created a solid foundation that we will build upon for many years in Southwest Florida,” said Brad Larson. “Professionalism is our top priority and it absolutely shines through from everything we do, from our website to our customer service to our course materials to our classrooms and instructors. We want the business leaders of the area to know that’s what we’re all about.”

For more information on Larson Educational Services or to view course schedules, go to http://www.larsoned.com/ or call (239) 344-7510. Google

Friday, May 28, 2010

Larson Educational Services will be closed Monday, May 31

We will be closed on Monday, May 31 for Memorial Day.

Regular office hours will resume at 8:30am on Tuesday, June 1. We have an evening 63 Hour Real Estate Sales Associate License Course starting in Naples at 6:15pm on June 1 and we also have a Real Estate License Exam Preparation 1-day class in Naples on June 1.

That class runs from 8:30am-4:30pm and is $89. Contact us at (239) 344-7510 or register online at www.LarsonEd.com

Have a GREAT weekend! Google

Real estate classes to get your license starting SOON!

At family-owned Ft Myers real estate school, Larson Educational Services http://www.larsoned.com/, you can complete the education necessary to obtain your Florida Real Estate License in as little as 8 days.



It's one of a kind!

Because our course has a modular format, you can actually mix-and-match dates and locations if you need flexible scheduling. Just contact us and we'll help you put a schedule together. You can't find that flexibility at any other real estate school in Ft Myers, Naples, Pt Charlotte or even the entire state of Florida! Plus, your tuition payment is good for one year! You can attend the course again to review for no additional charge. We're so confident you will love your experience at Larson Ed that we offer a MONEY BACK GUARANTEE! If you are not completely satisfied with your experience, we will return your tuition.

We have real estate classes in Ft Myers, Naples and Pt Charlotte starting soon:

FORT MYERS
Royal Palm Square at 1400 Colonial Blvd, Suite 44
WEEKDAY CLASS - June 7-11, 14-16 (8:30am-4:30pm)
WEEKEND CLASS - Jul 10-11, 17-18, 24-25, 31-Aug 1 (8:30am-4:30pm)
WEEKDAY CLASS - July 12-16, 19-21 (8:30am-4:30pm)

NAPLES
Horseshoe Park of Commerce at 3073 Horseshoe Dr S, Suite 114
EVENING CLASS - June 1-4, 7-10, 14-17, 21-24 (6:15pm-9:45pm)
WEEKDAY CLASS - June 14-18, 21-23 (8:30am-4:30pm)
WEEKDAY CLASS - July 26-30, Aug 2-4 (8:30am-4:30pm)

PORT CHARLOTTE
Punta Gorda-Port Charlotte-North Port Association of REALTORS building at 3320 Loveland Blvd

WEEKDAY CLASS - August 9-13, 16-18 (8:30am-4:30pm)

Tuition is $299 and includes your course materials.

If you are unsure about how to get started in real estate or would like additional information about a real estate career, take a look at our Step-By-Step Licensing Guide at http://www.larsoned.com/realestate/licensing/howtoobtainalicense/.

To register, please call a friendly Larson representative at (239) 344-7510 or online at http://www.larsoned.com/realestate/licensing/courses/

Larson Educational Services
Royal Palm Square Shopping Center
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907
(239) 344-7510
About Larson Educational Services Google

Monday, May 3, 2010

SAFE Act forces Florida mortgage brokers into test centers and classrooms


New education, testing, credit and background checks take effect October 1st

Big changes are taking place in the mortgage loan origination industry today as a result of the ‘mortgage meltdown’ and the Federal SAFE Act of 2008. New requirements -- including licensing, registration, education, examination, fingerprinting and credit checks-- are coming up soon. These changes will affect not only who can remain in the business but, maybe even more importantly, who will be forced to leave the mortgage industry. In addition, those looking to begin in the business will be facing more stringent regulation and oversight than in the past.

So, what are the changes and how do they affect the mortgage industry?

In 2008, Congress passed the SAFE Mortgage Licensing Act. This Act created the Nationwide Mortgage Licensing System, or NMLS, and Registry for the residential mortgage industry. The Act sets forth procedures, requirements (including education and testing), and standards for mandatory registration and state licensing of Mortgage Loan Originators, or MLOs. It also requires the federal banking regulators to develop and maintain a system for registering depository institution employees as Registered Loan Originators with the Registry.

Florida Office of Financial Regulation (FLOFR)

As the residential mortgage industry has taken its lumps for its perceived role in the real estate boom and subsequent bust, the public has pushed for changes in loan origination oversight. That’s where the 2008 SAFE Act came in and created regulation and oversight for an industry hammered by fraud and deceit.

By requiring all MLOs to meet a national education and examination requirement, as well as required credit checks, it is the goal of Congress to weed out the non-professionals and license those who have conducted business honestly. The more stringent guidelines also ensure that individuals just entering the business will be held to higher standards of professionalism and consumer protection.

While more than 40,000 Florida mortgage brokers have left the business in the past 3 years, those who remain are licensed and regulated by the Florida Office of Financial Regulation. Licensing requirements have included pre-licensing education, testing, filing of an application, paying initial license and renewal fees, and biennial completion of state-approved continuing education.

National Mortgage Licensing System (NMLS)

All Florida mortgage brokers will need to meet the new NMLS requirements beginning October 1, 2010. Florida mortgage brokers will need to re-apply with the Office of Financial Regulation and register with NMLS. In order to do so, they will need to comply with SAFE Act guidelines that require 1) completion of at least 20-hours of approved mortgage education; 2) pass a 100-question SAFE Act National Exam; 3) pass a 50-question SAFE Act State Exam; 4) be fingerprinted; 5) submit to a credit check; 6) be approved for NMLS registration by obtaining a license from FLOFR; 7) pay hundreds more in licensing and registration fees; 8) attend annual continuing education; and 9) renew the license and registration annually.

Transition period

Because of the expected 30,000+ new applications, the State of Florida will allow currently licensed mortgage brokers to continue working while waiting for their new license to be issued and their NMLS registration to be completed. FLOFR has indicated that the initial licensing and registration process may not be completed until sometime in 2011. Previously-exempt loan originators working in Florida as employees under licensed mortgage lenders or correspondent mortgage lenders have been advised by FLOFR to obtain a Florida mortgage broker license before August 1, 2010 to be allowed to operate during the lengthy licensing process. Failure to do so will force these individuals to leave the business on October 1, 2010 or risk penalties authorized under Florida Statutes.

Rick Larson, co-founder and manager of Larson Educational Services, a Florida Mortgage Business School and NMLS Approved Course Provider in Fort Myers, Florida, sums it up this way. “If you are in the Florida mortgage loan origination business and do not have a Florida mortgage broker license, it is highly recommended you get one as soon as possible so you can continue working while your Florida loan originator application is in the approval process. Otherwise, you’ll be out of business until the state issues your license. That could be well into 2011.”

Industry confusion and frustration

Larson has observed a lot of confusion and frustration regarding the new requirements, but he has been through this before. “Throughout the 1980’s, licensing and education requirements for real estate agents were implemented in response to a similar uprising from the public regarding dual agency and sketchy property disclosures. Then in 1989 we had the S&L bailout for which real estate appraisers were made the fall guy. FIRREA created federal oversight and requirements that forced real estate appraisers into the classroom and test centers across the country. In each case there was a period of transition during which the industry was given time to catch up with the new requirements. It’s no surprise that the mortgage industry is bubbling with anger, confusion, rumor and myth right now because that’s the way it always goes. By the middle of 2011 everyone will have the requirements figured out and the whole process will become second nature. In the meantime, as it was in the past, education is the key. As long as there is an understanding of what is happening and why, everybody can make the transition that is required and continue working.”

What to do if you already have a Florida mortgage broker license

Even though you cannot apply for the new MLO license until October 1, 2010, you can begin part of the approval process by completing Steps 1 – 3:

Step 1: Create an account with NMLS
Go to www.stateregulatoryregistry.org/NMLS to obtain your own NMLS ID, also known as your Unique NMLS Identification Number.

Step 2: Register for the SAFE Mortgage Loan Originator Test -- National Component
By creating an account, you will be allowed to then enroll for the NMLS National Exam. This exam is available to you right now and you can schedule to take it after creating your account and paying the testing fee of $92 through the NMLS website. You will be given access to schedule the exam with one of the testing providers, either PearsonVUE or Prometric. Testing centers are available throughout the country and the testing provider you use will be dependent on the city in which you choose to take your exam.

Step 3: Study and PASS the National Exam
Larson, who has prepared more than 100,000 students nationwide for professional examinations, says “There is no correlation between industry expertise and test-taking expertise. I have seen thousands of top-producing professionals seek help because they’ve struggled to pass the exam. The saddest part about failing once is that the second time through is usually even harder because the test-taker is left to second-guess decisions made on the first exam. The key is proper preparation the first time.”

Larson continues, “That’s why I wrote a home study manual with key notes, sample questions and two 100 question Sample Exams very similar to the real one. Any prospective loan originator in the United States will benefit from this course before sitting for the National Component exam. We’re also offering the course face-to-face throughout our home state of Florida.”

NMLS officials indicate that the nationwide pass rate on the exam is 67%. Anybody failing the exam must wait 30 days and pay the exam fee again before they can take the exam again. If a passing score is not achieved after the 4th attempt, the waiting period goes up to 180 days. Therefore, exam preparation is not only the key to passing the exam on the 1st attempt, but proper preparation will also allow for a timely approval and diminish any waiting time some may see between test attempts.

A word about “grandfathering”

Each state falling under the SAFE Act requirement has the choice of “certifying” their existing pre-license education as meeting the new 20 Hour SAFE Comprehensive education requirement. This means that each state can choose whether or not they will require their existing mortgage license holders to take the 20 Hour Course. Some states have decided to accept previous education. Other states have decided not to. Florida has decided that all currently licensed Florida mortgage brokers will not need to complete any additional education.

Future Step 4: Pass the SAFE Mortgage Loan Originator Test -- State Component
Each applicant must successfully complete a 50-question Florida State Component in addition to the 100-question National Component. Questions will focus on specific state laws and administrative rules. The exam is in the formative stages as of this writing, but it must be available no later than October 1, 2010. If the applicant has passed the Florida mortgage broker exam as of January 1, 2004, they are exempt and will not be required to take the Florida State Component exam.

Future Step 5: Fingerprints, credit report and application
Prospective mortgage loan originators will be fingerprinted and will submit an application and fees beginning October 1, 2010. FLOFR and NMLS will work in conjunction to process the applications and register each individual MLO. Current Florida mortgage brokers who timely complete the MLO application process will be allowed to continue working during the transition process until the new license is in hand.

Get started now

Finally, Larson summarizes, “There will be confusion, myth and rumor during this transition period, but the changes are happening and the new requirements must be met. If you’re affected by these changes, my advice is to get going now. Create an account at NMLS; register for the National Exam; prepare, practice and pass.”

For the most current licensing and testing information go to www.LarsonEd.com. There you will find helpful explanations, links to NMLS, and application instructions. You will also find exam preparation materials and live course schedules. Information is also available by contacting Larson Educational Services experts at (239) 344-7510.

Larson Educational Services is a Fort Myers-based family-owned mortgage, real estate and CAM school. It is an NMLS PROVIDER ID: 1400171; its 20 Hour SAFE Comprehensive Mortgage Loan Originator Course is approved as NMLS COURSE ID: 1181. To inquire about an on-site exam preparation for your group, ask for Brad Larson.

This release prepared by:
Brad Larson, Larson Educational Services, 1400 Colonial Blvd, Suite #44,Fort Myers, FL 33907. 239-344-7510. Read about us at www.LarsonEd.com.
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Thursday, April 22, 2010

CAREER NIGHT in Fort Myers May 4 and Naples May 11

What is career night?

It’s a chance for you to learn more about the Real Estate industry from a family owned company with 30 years of real estate education experience: Larson Educational Services.

Information available includes:

-Education requirements
-Examination Requirements
-Florida Licensing fees
-Local Real Estate companies looking for Licensed real estate professionals

Also, one attendee will win a $150 scholarship toward our Real Estate Licensing education!

No need to register and it’s free to attend.


UPCOMING REAL ESTATE CAREER NIGHTS:

Date: Tuesday, May 4, 2010
Time: 6:30pm-7:30pm
Location:
Larson Educational Services
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907

Date: Tuesday, May 11, 2010
Time: 6:30pm-7:30pm
Location:
Larson Educational Services
3073 South Horeshoe Drive, Suite 114
Naples, FL 34104

If you have any questions, call a friendly LARSON representative at (239) 344-7510 or CLICK HERE for additional information. Google

Wednesday, March 24, 2010

Real Estate CAREER NIGHTS on April 6 and April 13

What is career night?

It’s a chance for you to learn more about the Real Estate industry from a family owned company with 30 years of real estate education experience: Larson Educational Services.

Information available includes:

-Education requirements
-Examination Requirements
-Florida Licensing fees
-Local Real Estate companies looking for Licensed real estate professionals

Also, one attendee will win a $150 scholarship toward our Real Estate Licensing education!

No need to register and it’s free to attend.


UPCOMING REAL ESTATE CAREER NIGHTS:

Date: Tuesday, April 6, 2010
Time: 6:30pm-7:30pm
Location:
Larson Educational Services
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907

Date: Tuesday, April 13, 2010
Time: 6:30pm-7:30pm
Location:
Larson Educational Services
3073 South Horeshoe Drive, Suite 114
Naples, FL 34104

If you have any questions, call a friendly LARSON representative at (239) 344-7510 or CLICK HERE for additional information. Google

Monday, March 15, 2010

NEED a real estate license? Larson Educational Services is here to help you!

At family-owned Ft Myers real estate school, Larson Educational Services www.LarsonEd.com, you can complete the education necessary to obtain your Florida Real Estate License in as little as 8 days. Our Course I: Sales Associate License Course is the 63-hour required education to obtain your Florida real estate sales associate license. You’ll learn about the Florida licensing requirements, sales associate responsibilities, and agent liabilities and standards of conduct.

It's one of a kind!

Comprised of 16 modular units covering the basic principles and business fundamentals of real estate, our experts will prepare you not only for success on exam day, but will help you get off to a fast start once you have received your license. Because our course has a modular format, you can actually mix-and-match dates and locations if you need flexible scheduling. Just contact us and we'll help you put a schedule together. You can't find that flexibility at any other real estate school in Fort Myers, Naples, Port Charlotte or even the entire state of Florida! Plus, your tuition payment is good for one year! You can attend the course again to review for no additional charge.

We have real estate classes in Ft Myers, Naples and Port Charlotte starting soon:

FORT MYERS - Royal Palm Square at 1400 Colonial Blvd, Suite 44
WEEKDAY CLASS - Mar 22-26, 29-31 (8:30am-4:30pm)
WEEKEND CLASS - Apr 10-11, 17-18, 24-25, May 1-2 (8:30am-4:30pm)
WEEKDAY CLASS - Apr 12-16, 19-21 (8:30am-4:30pm)
EVENING CLASS - Apr 26-29, May 3-6, 10-13, 17-20 (6:15pm-9:45pm)

NAPLES - Horseshoe Park of Commerce at 3073 Horseshoe Dr S, Suite 114
WEEKDAY CLASS - Apr 19-23, 26-28 (8:30am-4:30pm)
WEEKDAY CLASS - May 17-21, 24-26 (8:30am-4:30pm)

PORT CHARLOTTE - Punta Gorda-Port Charlotte-North Port Association of REALTORS building at 3320 Loveland Blvd
WEEKDAY CLASS - May 10-14, 17-20 (8:30am-4:30pm) **This date is tentative and may change.**

Tuition is $299 and includes your course materials.

To register, please call a friendly Larson representative at (239) 344-7510 or online at http://www.larsoned.com/realestate/licensing/courses/

Larson Educational Services
Royal Palm Square Shopping Center
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907
(239) 344-7510
About Larson Educational Services Google

Monday, March 8, 2010

NMLS Exam Prep - $149 - Get Ready for SUCCESS!

SAFE Mortgage Loan Originator Exam Prep - Online Course

CREDIT HOURS: 0
TUITION: $149

This detailed 100 pagehome study/onlinecourse is designed for one purpose: to help you pass the SAFE Mortgage Loan Originator Test - National Component. The course is comprised of highly focused exam content based upon comprehensive research and testingand includes:

1. Diagnostic 100-question Pre-Test to highlight key study areas
2. Clearly-written notes covering 100 percent of the exam content
3. More than 300 practice questions organized by exam content category
4. Diagnostic 100-question Post-Test just like the real exam

Register Now

---------------------------------------------------------------------------------

SAFE Mortgage Loan Originator Exam Prep - National Component

Home Study/Online Course
Tuition: $149

Add to CartOr call (239) 344-7510

---------------------------------------------------------------------------------

WHAT IS INCLUDED

1. CD-ROM Sample Exams
Acomputer CD-ROM that includes 3 copies each of 2 practice exams. They are NMLS Practice Exam 1(A), 1(B), 1(C) and NMLS Practice Exam 2(A), 2(B), 2(C).

2. Content Outline
The workbook includes student notes for each content area of the exam. These are the key points you need to know in order to pass the first time.

3. True/False Review
298 true/false questions organized by topic area.

4. Licensing and Testing Information
Detailed information provided by NMLS related to licensing requirements and testing information.

Larson Educational Services
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907
(239) 344-7510
http://www.LarsonEd.com

Google