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Tuesday, August 30, 2016

How to Get Florida Health and Life Insurance Licenses

To sell annuity contracts, variable contracts, health insurance or life insurance in Florida, a person must have a license from the Florida Department of Financial Services (DFS). 
Before obtaining a license, a person is required to attend a pre-licensing course, pass the state exam and submit an application. 
The 3 types of Florida Life and Health Insurance licenses
  1. 2-15 Florida Health & Life (Including Annuities & Variable Contracts) Agent License
  2. 2-14 Florida Life (Including Annuities & Variable Contracts) Agent License
  3. 2-40 Florida Health Agent License
Applicants for one of the above licenses must:
  • be a resident of Florida
  • be at least 18 years old
  • have a Social Security Number
Note: if you do not have an SSN, go to the following page to view the IRS taxpayer identification information: http://www.irs.gov/Individuals/International-Taxpayers/Taxpayer-Identification-Numbers-TIN#
We've created an easy-to-follow 5-step guide to help  you navigate the Florida Life and Health Insurance licensing process. 
REAL ESTATE CLASSES in Port Charlotte - Starts November 16, 2009

A Step-By-Step Guide

1. Attend class

60  Hour Health and Life (Including Annuities and Variable Contracts) Agent Pre-Licensing Course - $339 tuition includes a 1-year enrollment term in the classroom course.
Click below to view more information including our course dates and times:
larsoned classes
Class Schedule
Larson Educational Services is a Florida approved Insurance School (License #370501). All applicants must complete the required education and pass the end-of-course final exam with a score of 70% or better. Your Course Completion Certificate is valid for four (4) years from the date of issuance.
Currently, Larson Educational Services is approved to teach the following insurance course(s):
  • 60 Hour Florida Health & Life (Including Annuities Variable Contracts) Agent License Course - Course ID #96045
  • 40 Hour Florida Life (Including Annuities & Variable Contracts) Agent License Course - COMING SOON!
  • 40 Hour Florida Agent License Course - COMING SOON!
Larson Educational Services is required to submit proof of your course completion to the Department of Financial Services Bureau of Licensing within 20 days of your course exam pass date. We guarantee we will do this in no more than 7 days.

Step 2. Pass the State License Exam - $42

You can schedule your Florida insurance exam at any time. Completion of the pre-licensing course is NOT required in order to schedule the test.
Our recommendation is to take the state exam 5-10 days AFTER you've completed your course. Scheduling can be completed by calling 1.888.274.2020 or visiting PearsonVUE.com. The state exam fee is $42 for each attempt.
State exam regulations:
  • Regardless of which exam you take, a 70% score is required to pass.
  • A passing score is valid for one (1) year from the passing date.
  • You will be required to re-take the exam if you do not complete the licensing process within that time-frame.
  • You are limited to five (5) examination attempts during a one (1) year period.
Each exam contains 15 "pretest" questions that do not affect your final score. "Pretest" questions are distributed throughout the exam randomly. Most likely these questions will look very different from the course materials and practice questions covered in our class because we have no knowledge of the content of these "pretest" questions.
Exam Type and Code Number of Questions Time Limit (use the code listed in the table below when scheduling by phone or online. View more detailed State Exam Information):
time limit and codes

Step 3. Register for Electronic Fingerprinting - $48.55

Florida requires electronic fingerprints be taken in order to run a criminal background check. To make a reservation with MorphoTrust, click the link below or call 800.528.1358. Insurance license fingerprint records are good for 1 year.
Cost of fingerprinting is $48.55. The results of your criminal history check will be submitted electronically to the Florida Department of Financial Services.
If you are asked for the "ORI" number at any time during the fingerprint process, use "FL921060Z". This is how the fingerprinting company knows your fingerprints are for Florida Insurance Agent licensing.
Southwest Florida has two Insurance License fingerprinting locations:
Fort Myers: Fingerprint Services - 8192 College Pkwy, Suite A-27
Naples: Asares Advanced Fingerprint Solutions - 11725 Collier Blvd, Suite E-2

Step 4: State Application - $55

*The application can not be submitted until the pre-licensing education has been completed from Step 1.*
Submit a license application to the Florida Department of Financial Services (DFS). On the application you will share information about yourself and include a fee of $55 payable to the DFS.
Click the icon below to access the MyProfile page managed by the DFS Bureau of Licensing. Either login to an existing account or click on "Create Account."
When creating an account for the first time, you will select "Individual" as your account type. The license type is one of the following:
  • 2-15 Health & Life
  • 2-14 Life
  • 2-40 Health

Step 5: Print your License

After all the steps above have been completed, the DFS Bureau of Licensing will send your license approval by email. You can print your license from your MyProfile page.
The total cost to obtain your Florida Insurance License:
  • 2-15 Health & Life Insurance License is $145.55 plus course tuition
  • 2-14 Life Only Insurance License is $145.55 plus course tuition
  • 2-40 Health Only Insurance License is $145.55 plus course tuition

Contact us today with any questions

Call (239) 344-7510 or submit an email for more information: https://www.larsoned.com/contact/

About Larson Educational Services:

Utilizing 30 years of real estate training and professional education experience, Florida real estate school Larson Educational Services is the premier provider of Florida real estate licensing, exam preparation, post-licensing, CAM licensing, mortgage loan originator licensing, and continuing education in Southwest Florida. Classes are available in Fort Myers, Naples, Sarasota, and online.
Larson Educational Services
1400 Colonial Blvd. #44,
Fort Myers, Florida
33907
239-344-7510



Thursday, August 25, 2016

5 Tips: How to Pass the Florida Real Estate Exam

5 Tips: How to Pass the Florida Real Estate Exam


1. Take your time

You have three and a half hours to answer the questions, which means there is no need to rush.

Just take a deep breath and trust your preparation.

2. Read all the darn questions…2 times

It’s too easy to skip over key words in the question. Our brain has this nasty habit of filling in the blanks of sentences when we haven’t even seen every word.

Give yourself a chance of getting the questions right by reading them each 2 times.

3. Read all the darn answers…2 times

Before choosing an answer, even if you are 100% positive it’s right, read through all the choices.

It may be that you have prematurely selected a response that is correct, but there could be another answer that is more correct.

If you fail to read through all the answers there’s a chance you may mark the wrong one.

4. Longer is better

If you come to a question that has you completely stumped, usually the longest choice is the most likely to be correct.

This is not a hard rule of thumb, but rather an indicator to go off of when you don’t have any idea what the answer could be.

5. Treat each multiple choice question as 4 true-false questions

Each multiple choice question will have 4 answers, each of which you should regard as a true-false question.

This will help you ensure that you aren’t missing any details when responding to each question.

In order to learn the information necessary to pass the state exam, you need access to hundreds of sample questions, immediate feedback, and explanations covering the content you’ll see on test day.

That’s exactly what you’ll get with LarsonEd’s Real Estate Exam Tutor, available here for $69.

We also offer a Broker Exam Tutor, which you can purchase here for $89.

About Larson Educational Services:

Utilizing 30 years of real estate training and professional education experience, Florida real estate school Larson Educational Services is the premier provider of Florida real estate licensing, exam preparation, post-licensing, CAM licensing, mortgage loan originator licensing, and continuing education in Southwest Florida. Classes are available in Fort Myers, Naples, Sarasota, and online.

Larson Educational Services
Royal Palm Square
1400 Colonial Blvd, Suite 44
Fort Myers, FL 33907
(239) 344-7510
LarsonEd.com

Tuesday, August 23, 2016

Real Estate Photography Tips!

Are you sick of your listing photos looking unprofessional? Can't afford to pay for a photographer? Check out these simple real estate photography tips to help make your listings sparkle!



To sign up for classes, give us a call at 239-344-7510 or visit our website, LarsonEd.com.

About Larson Educational Services:

Utilizing 30 years of real estate training and professional education experience, Florida real estate school Larson Educational Services is the premier provider of Florida real estate licensing, exam preparation, post-licensing, CAM licensing, mortgage loan originator licensing, and continuing education in Southwest Florida. Classes are available in Fort Myers, Naples, Sarasota, and online.
Brad Larson
Larson Educational Services
1400 Colonial Blvd. #44,
Fort Myers, Florida
33907
239-344-7510
info@larsoned.com
LarsonEd.com

Thursday, August 18, 2016

Real Estate Job Interview Tips Part 2

Whether you’re a new real estate professional or a broker, you can learn from the brokerage employment process. As a new agent, it helps to know what you can expect from the recruitment and hiring process to better prepare yourself. As a broker, you can improve your recruiting and hiring process to find the best new agents.

Read Part 1 Here!

In our last post, we started to outline some of the common elements of a good job interview. Let's continue with that list.

Professional Assets

Take time to explain the job in detail and give the candidate the opportunity to sell himself or herself. Questions might include:
“What do you think are your major assets as an employee?”
“What strengths do others see in you?”
“What are your areas that need development?”

Closing

Conclude the interview with a summary and ask, “Do you have any further questions about the job, our company, or anything else we’ve discussed?” A good candidate will have questions prepared for the interviewer, which will allow the candidate to listen to the interviewer sell themselves to him or her.


Selecting a Candidate

Once the interview process is finished, the next step is choosing who to hire. The right person is the one whose knowledge, skills, abilities, goals, values, and expectations fit the job. The right fit for the organization is the one who is motivated, creative, flexible, and will work well in the company’s culture.
Converting all of this to an employment decision requires a quantifiable assessment according to certain established selection criteria. Criteria related to the job and the organization must be established and become the platform for evaluating and selecting a candidate.

Hiring

The person who hires is also the person who fires. The hiring person should be completely committed to the person who is finally selected. The hiring process generally consists of two steps:
  1. The offer and acceptance
  2. The formal employment paperwork.
Once you have followed through on these job interview guidelines, the company and candidate will have both found the right fit for the job. Follow these hiring guidelines to better prepare for your upcoming real estate job interview, no matter which side of the table you’ll be sitting on.

Read Part 1 Here!

To sign up for classes, give us a call at 239-344-7510 or visit our website, www.LarsonEd.com.

About Larson Educational Services:

Utilizing 30 years of real estate training and professional education experience, Florida real estate school Larson Educational Services is the premier provider of Florida real estate licensing, exam preparation, post-licensing, CAM licensing, mortgage loan originator licensing, and continuing education in Southwest Florida. Classes are available in Fort Myers, Naples, Sarasota, and online.
Brad Larson
Larson Educational Services
13040 Livingston Road #12
Naples, Florida
34105
239-344-7510
info@larsoned.com
www.LarsonEd.com



Tuesday, August 16, 2016

What is a SWOT Analysis and How Could It Help Your Real Estate Career?

What is a SWOT Analysis and How Could It Help Your Real Estate Career?


A SWOT analysis is an honest inventory of your strengths and weaknesses as an agent and what opportunities and threats exist for you (professionally).
Florida real estate school
Florida real estate school
  1. Strengths are your personal assets that can propel you to success. For example, one of your strenghts may be that you have a background in lending and finance.

  1. Weaknesses are those personal liabilities that can prevent you from achieving your goals. For example, one of your weaknesses may be that you have little understanding of technology.

Florida real estate school
This isn't a job interview; answer your SWOT questions honestly.

  1. Opportunities are environmental factors that are helpful in achieving your objectives. For example, one of your opportunities may be that higher rent prices are causeing renters are looking to purchase real estate as first-time homebuyers.

  1. Threats are environmental factors that are harmful to the achievement of your objectives. For example, one of your threats may be that lenders are not financing your buyers.

Remember:
Strengths and Weaknesses = internal and personal
Opportunities and Threats = external and environmental
Strengths and Opportunities = Helpful
Weaknesses and Threats = Harmful

An honest SWOT analysis can help you better understand where you are as an agent and what you should be doing to improve yourself.

About Larson Educational Services:
Utilizing 30 years of real estate training and professional education experience, Florida real estate school Larson Educational Services is the premier provider of Florida real estate licensing, exam preparation, post-licensing, CAM licensing, mortgage loan originator licensing, and continuing education in Southwest Florida. Classes are available in Fort Myers, Naples, Sarasota, and online.
Brad Larson
Larson Educational Services
1400 Colonial Blvd. Suite 44
Fort Myers, FL 33907
239-344-7510

Thursday, August 11, 2016

Real Estate Job Interview Tips Part 1

Whether you’re a new real estate professional or a broker, you can learn from the brokerage employment process. As a new agent, it helps to know what you can expect from the recruitment and hiring process to better prepare yourself. As a broker, you can improve your recruiting and hiring process to find the best new agents.
Generally, the real estate employment process will consist of:
  1. Recruiting
  2. Prescreening
  3. Interviewing
  4. Selecting
  5. Hiring
  6. Recruiting
Any brokerage needs to be able to recruit from a position of strength, which is why company image is so important. Recruiting is the process of assembling a pool of candidates for consideration.
That means the company’s business reputation and its workplace environment play a vital role in attracting the best people in the pool, which gives management good candidates to consider. Recruiting, therefore, can begin internally or externally.

Prescreening


The prescreening process is meant to gather basic information in order to decide whether an applicant meets the position requirements. Prescreening is often done with an application, a resume, a brief face-to-face, and a phone call or videoconference conversation.
Sometimes a candidate will be required to answer a few questions that require written answers. This exercise is useful not only for analyzing the content of the answer, but also for evaluating the candidate’s communication skills.

Interviewing


Candidates who make it through the prescreening process will move forward to a formal interview, the most important information-gathering part of the process. If the brokerage hasn’t found any suitable candidates to interview, then it’s better to go back to the recruiting process rather than waste everybody’s time with an interview with a candidate who doesn’t meet the qualifications.
real estate job interview tips

Best practices for interviews


A good interview will include some common elements that the interviewer will use to find the best candidate.

Introduction

The opening question can be used to put the candidate at ease with an icebreaker. For example, get the conversation going with an easy question such as, “How did you become interested in our company?”

Work Experience

Questions about previous work experience can reveal the candidate's skills, motivations, initiative, and problem-solving ability. Questions might include:
“What have you done best in previous jobs?”
“How have you handled job-related problems in the past?”
“What are your major work accomplishments?”

Education

Questions about education can reveal the candidate’s level of accomplishment, professional interests, and potential for growth and development. Questions might include:
“What have you learned related to your desired career in real estate?”
“What made you choose to work in real estate?”
“How do you feel about getting additional education?”
“What do you want to learn next?”
Check back next time for part 2!
To sign up for classes, give us a call at 239-344-7510 or visit our website, www.LarsonEd.com.

About Larson Educational Services:

Utilizing 30 years of real estate training and professional education experience, Florida real estate school Larson Educational Services is the premier provider of Florida real estate licensing, exam preparation, post-licensing, CAM licensing, mortgage loan originator licensing, and continuing education in Southwest Florida. Classes are available in Fort Myers, Naples, Sarasota, and online.
Brad Larson
Larson Educational Services
1400 Colonial Blvd. #44
Fort Myers, Florida
33907
239-344-7510


Tuesday, August 9, 2016

Get Your License from Florida Insurance School LarsonEd

Remember: LarsonEd is not only your Florida real estate school, but also your insurance school of choice!

florida insurance school


To sign up for insurance classes, give us a call at 239-344-7510 or visit our website, www.LarsonEd.com/insurance.

About Larson Educational Services:

Utilizing 30 years of real estate training and professional education experience, Florida real estate school Larson Educational Services is the premier provider of Florida real estate licensing, exam preparation, post-licensing, CAM licensing, mortgage loan originator licensing, and continuing education in Southwest Florida. Classes are available in Fort Myers, Naples, Sarasota, and online.
Brad Larson
Larson Educational Services
1400 Colonial Blvd #44
Fort Myers, Florida
33905
239-344-7510